Loan calculator, amortized loan, balloon loan, refinance tool, loan comparison, loan tracker, Google Sheets loan tool, manage multiple loans

3-in-1 Loan PayDown Calculator

Trying to understand which loan type is right for you—Balloon, Amortized, or Refinanced—can be time-consuming and confusing. Most tools only allow for one type at a time or make it hard to compare.

This calculator puts everything in one place. Whether you’re managing personal loans, planning to refinance a mortgage, or comparing financing options, the 3-in-1 Loan PayDown Calculator helps you track, visualize, and control your repayment with clarity and confidence.

Key Features & Benefits

🔁 3 Loan Types: Choose between Balloon, Amortized, and Refinanced loans.

🗂️ Loan Records Tab: Save, retrieve, and update multiple loan scenarios easily.

📅 Auto-Generated Schedules: Get a clear breakdown of every payment—amount, interest, principal, and balance.

💼 Ideal for Individuals & Professionals: From personal loan planning to business cash flow analysis.

📐 Responsive Design: Scripted to auto-adjust row heights for cleaner viewing.

📈 Compare and Decide: Run different scenarios and find out which loan structure saves you the most.

How It Works (5 Simple Steps!)

1️⃣ Download & Open – Access your Google Sheets file instantly after purchase.

2️⃣ Input Loan Details – Enter your loan amount, interest rate, term, and loan type (Balloon, Amortized, or Refinance).

3️⃣ Generate Repayment Schedule – Let the sheet calculate your full loan schedule with monthly payment breakdowns.

4️⃣ Record & Retrieve – Save different loan scenarios in the Records tab for future reference or comparison.

5️⃣ Make Informed Decisions – Use the schedule and insights to compare scenarios, visualize impact, and adjust your strategy.

FAQs

Q: Can I use this template to compare different loan types?

A: Yes! You can input multiple loan types and compare them side by side using the Schedule and Records tabs.

Q: Does it support refinancing?

A: Absolutely. The refinance loan feature lets you input new loan terms and see the impact instantly.

Q: Is it beginner-friendly?

A: Yes! The template is plug-and-play, with formulas and layout designed for ease of use.

Q: What devices can I use this on?

A: It works perfectly in Excel and Google Sheets, on desktop, tablet, or mobile.

📜 Terms of Use

✔ This is a digital product – No physical item will be shipped.

✔ Personal & Business Use Only – Redistribution or resale is not allowed.

✔ Due to the nature of digital downloads, all sales are final (but we’re happy to assist with any issues!).

Why Choose 3-in-1 Loan PayDown Calculator?

✅ All-in-One Convenience

✅ Saves Time & Reduces Confusion

✅ Boosts Financial Clarity

✅ Track and Update Anytime

✅ Professional Yet Easy-to-Use Tool

📧 Need Assistance?

We’re here to help! Whether you’re stuck during setup or want help understanding your loan scenario, just send us a message. You’ll get a response within 24 hours.